Some nice tips to expedite your appraisal from Richey Appraisals


	Legally, an appraiser must be state licensed to perform appraisals prepared for federally related transactions. Just give us a call at 9038388179 if you have any questions about the appraisal process.

To speed up the appraisal process, it's helpful to have these documents ready for the appraiser:

A plot plan or survey of the house and land (if available).
Any records on the purchase of the property for the last three years.
Information on any written private easements, such as a shared driveway with a neighbor.
List of personal property to be sold with the home.
Title policy that lists encroachments or easements.
Most recent real estate tax bill and or legal description of the property.
Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and wells.
Brag sheet that lists major home improvements and upgrades, the date of their installation and their cost (for example, the addition of insulation or roof repairs) and permit confirmation (if available).
A copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending".
Any "Homeowners Associations" agreements or, if applicable, condo agreements or fees.
A list of "proposed" improvements if the property is to be appraised "as complete".

When the appraiser arrives, you do not need to escort them along on the entire site inspection, but generally you'll want to be present to answer inquiries about your property and identify any home improvements.

Here are some other suggestions:

Accessibility: Appraisers are very detailed in their inspections. We recommend that all areas of the home are accessible, especially the attic and crawl space.
Housekeeping: Appraisers see hundreds of homes a year and are no strangers to clutter, but they're human beings too! A good impact can mean a higher home value.
Maintenance: We generally suggest fixing minor things like leaky faucets, missing door handles and trim.
FHA and VA Inspection Items: In the case of your borrower trying to apply for either an FHA or VA loan, definitely ask your appraiser if there are additional things that should be done before they arrive. Some items they may recommend might be: having smoke detectors on all levels and especially near bedrooms, removing and touching up where there's paint peeling, eliminating pull-chain lights in areas other than the basement or attic.